Thursday, March 15, 2012

Shuffleboard

I love the way I manage money.
Not a lot of people can say that.

Though not very many people would understand the way I manage money.
I have this folder called "expenses" where I keep track of things on 5 different pieces of a paper. And then I have like 5 or 6 "sub-accounts" where I allocate my paycheck accordingly.
Encumbrances, as it were.

When I told Mike, he was like, "Your bank lets you do that!?!?!?!"
No, son. I do that.

It's like a rolling budget, and it works! I've been saving a good chunk of every paycheck for this summer when I won't have a paycheck and move to Pooler. So far, I have all of June, July, and August paid for, assuming gas hovers around $4.50. Yeah, I went ahead and did the pessimistic scenario.

Now watch it be like $6.75 a gallon. But that's okay! That's where my "free money" account comes in! It's like fund balance. It's designed to cover wherever the other accounts come up short.

My favorite part about the way I manage money is when I completely forget about things.
Like that time I withdrew x amount of cash for a certain ski trip and only spent 12, so today when I came across an envelope that is filled with (x-12), I become very happy.

I should write a book or something. I'd be like Dave Ramsey but far less shrewd. Granted, I don't have bills to pay, but then again, I'm only making like $4800 a year.

And yet all my dreams are still coming true.

Boogie woogie frugal boy of Company B,
TWS

1 comment:

  1. Sorry about the ski trip. And ruining last weekend with Benjamin for you. And breaking my leg and being useless for half a year. I guess I'll never run out of things to be sorry about.

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